Simplicity and Power

The simplicity of access and use of DBP combines with real-time calculation, thanks to the power provided by the Cloud.

Standardization, Replicability, Comparability

In DBP, the format for financial statement reclassification and Business Plan creation is standardized to facilitate economic evaluations, sharing with external stakeholders, transparency, and comparability.

Strategic Planning

During the Business Plan creation phase, DBP allows for highly granular assumptions on the evolution of individual income statement items, always ensuring consistency of financial statement accounts.

Analysis and Stress Testing

In addition to profitability, liquidity, business risk, and sustainability analysis tools, DBP also allows scenario analysis and stress testing.

Voluntary Sustainability Declaration (VSME Standards)

Prepared by EFRAG and later recommended by the European Commission, the VSME Standards (“Voluntary Standard for non-listed Small- and Medium-sized Enterprises”) provide a simple and standardized ESG reporting framework for unlisted SMEs and micro-enterprises to facilitate communication with investors, banks, and business partners.

Document for Sustainability Dialogue between SMEs and Banks

Drafted by the Sustainable Finance Committee (chaired by the Ministry of Economy and Finance (MEF) and composed of entities such as the Ministry of the Environment and Energy Security, the Ministry of Enterprises and Made in Italy, Bank of Italy, CONSOB, IVASS, and COVIP), this document supports unlisted SMEs and micro-enterprises in the Italian market in collecting ESG information, facilitating the standardization of bank requirements, and reducing administrative burdens.

Credit Reports & Corporate Resilience

Collecting ESG information according to European and national methodological guidelines facilitates access to financing and public funds, improving companies' competitiveness. Moreover, investing in reducing environmental impact increases corporate resilience to energy and climate shocks.

EU Environmental Taxonomy

Regulation (EU) 2020/852 provides the criteria to define an environmentally sustainable economic activity, aiming to attract sustainable investments and counter greenwashing.